It's the most depressing day...of the year!

Apparently today is the known as “Blue Monday” as it’s supposed to be the most depressing day of the year – according to all those scientists out there who have nothing better to do with their time – I wish I had their job!


It’s said to be that way as it’s the third Monday in January, and Christmas & New Year celebrations have all but disappeared off the horizon now, and for most they are in need of their next wage, added to that is that the weather’s rubbish too, with miserable looking black clouds hanging in our skies.

Most of those New Year resolutions have also all probably failed by now – I know mine did, and with those rising petrol prices, it seems everyone is against us right now – when is the next Fuel Prices Protest Day by the way?

So, what will you be doing on this Blue Monday apart from humming the tune to that excellent New Order song from the 80s and doing the old drum machine bit from it too – you just have to do that don’t you? (electric 80s at its best!)

Well for most the day will of course be spent in the office again, looking at the clock on the bottom right of the computer urging it speed up as much as possible as the countdown begins to the end of the day!

I think we should all think of something positive to do today, and do it at lunchtime so that it breaks the day up nicely – so for me I’m off into town at lunch today, maybe a McDonalds is called for – a treat for the start of the week!

Let’s get through this day of depression together!!!

Mortgage Free by the time I'm 50.

That's my dream, yes.

It's also a realistic dream too, and I'm going for it.

I decided that 2011 would be a year I would start something new, and this year, and for the very first time in my life I've made an overpayment on my mortgage - oh Happy New Year blog readers by the way!

Yes, I spent most of December thinking what could I do new for 2011, and apart from continue blogging and enjoying that, I was determined to come up with something I could do - now there is the old weight loss attempt, which I'll try again, but will probably fail miserably on again, so it needed to be something relatively easy-ish to do, but something that would do some good.

Financially, let's face it, we'r all screwed at the moment aren't we?

Everything goes up apart from it seems, your wage. So you have to be creative, which is why my friends I'm looking for everyone to donate a pound to my mortgage.

No, not really, but if you really want to you can. That comment came from a thing I stumbled across on the internet the other day when I wondered if anyone had ever asked for people to pay their own mortgage for them, and to my surprise there was - here - bizarre or what.

Another example is listed here , so there are actually people out there who have been brace enough to go begging for money to help pay off their mortgage!

What I am doing along with a small weekly payment that will knock 2 years off my mortgage, and any money raised from my blogs (through the usual channels ie adverts etc) will go onto my mortgage as overpayments too, so really the blogging could help me achieve my aim of being mortgage free by the time I'm 50.

So, getting back to the original point of me doing something this year, I've set up my standing order on the mortgage to overpay by £1000 this year, and see where we go from there. I'm sure there are lots of others who would like to do and actually do this kind of thing each month, so if you are one of those people who want to clear their mortgage quicker than expected, come and visit my new blog called Paying Off The Mortgage and we can all monitor our progress together, feel free to comment on there with how much you are intending to clear it by, and how you're doing throughout the year, and hopefully by the end of the year we'll have stuck to our plans.

See you over there!